Đạo đứcCâu 353 / 400
Which fact pattern is LEAST likely to indicate occupancy fraud?
a.A borrower buys a fourth 'primary residence' in one year
b.An 'owner-occupied' condo is immediately listed for rent after closing
c.The borrower never moves in and keeps their prior home
d.A first-time buyer sells their rental lease and moves into the new home as their sole residence
Giải thích
A first-time buyer who ends their lease and moves into the new home as their only residence is behaving consistently with a legitimate owner-occupied purchase. Buying multiple 'primary' homes in a year, renting out an 'owner-occupied' unit right away, and never moving in are all classic occupancy-fraud indicators.
Trích dẫn luật: Mortgage fraud (occupancy)Luyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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