Đạo đứcCâu 354 / 400
A builder offers a mortgage broker free office space inside its sales center in exchange for the broker steering all buyers to that broker. Under RESPA, this arrangement is:
a.A prohibited thing of value exchanged for referrals
b.Permitted because office space is not cash
c.Permitted if buyers can technically choose another lender
d.Required to speed up closings
Giải thích
Free office space given in exchange for steering referrals is a 'thing of value' for referrals and violates RESPA Section 8. The non-cash nature does not exempt it, a theoretical ability to choose does not cure a steering-for-value scheme, and nothing requires such an arrangement.
Trích dẫn luật: RESPA Section 8 / ethicsLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
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