Nội dung tiểu bang thống nhất (SAFE)Câu 368 / 400
A state-licensed MLO takes the same 8-hour CE course twice in the same year to fulfill this year's and next year's requirement. Under the SAFE Act's successive-years rule, this is:
a.Fully permitted, since the content is identical
b.Permitted only if the second course is taken online
c.Permitted if the MLO pays a double fee
d.Not permitted, because an MLO may not take the same approved CE course in the same or successive years to meet the annual requirement
Giải thích
The SAFE Act's successive-years rule prohibits an MLO from receiving credit for the same approved CE course taken in the same or successive years. The course content must be different to count toward the next year's requirement, ensuring the MLO is exposed to current material.
Trích dẫn luật: SAFE ActLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- Under the SAFE Act, which factor may a state consider when reviewing an MLO applicant's financial responsibility?
- Why does the SAFE Act require state-licensed MLOs or their employers to maintain a surety bond?
- During what annual window must a state-licensed MLO submit a license renewal request through NMLS?
- Under the SAFE Act's definition, a mortgage loan originator is an individual who, for compensation or gain, does which of the following?
- Carlos works at a mortgage company and only assembles and files paperwork after a licensed MLO has taken the application and negotiated terms. Carlos does not communicate with borrowers about rates or terms. Under the SAFE Act, Carlos:
- Under the SAFE Act, on which of the following must a state-licensed MLO display their NMLS unique identifier?
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