Nội dung tiểu bang thống nhất (SAFE)Câu 371 / 400
Under the SAFE Act, on which of the following must a state-licensed MLO display their NMLS unique identifier?
a.Only on the final closing disclosure
b.Only on the MLO's personal tax return
c.On residential mortgage loan application forms and on solicitations or advertisements, including business cards and websites
d.Nowhere; the identifier is confidential and may not be shared
Giải thích
The SAFE Act requires MLOs to provide their unique identifier to consumers and to display it on residential mortgage loan documents and advertising, so consumers can verify the MLO's licensing status through NMLS Consumer Access. The identifier is public information, not confidential.
Trích dẫn luật: SAFE ActLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- A state-licensed MLO takes the same 8-hour CE course twice in the same year to fulfill this year's and next year's requirement. Under the SAFE Act's successive-years rule, this is:
- Under the SAFE Act's definition, a mortgage loan originator is an individual who, for compensation or gain, does which of the following?
- Carlos works at a mortgage company and only assembles and files paperwork after a licensed MLO has taken the application and negotiated terms. Carlos does not communicate with borrowers about rates or terms. Under the SAFE Act, Carlos:
- What is NMLS Consumer Access?
- Which of the following activities would generally require an individual to hold a state MLO license?
- Which organizations jointly developed and maintain the Nationwide Multistate Licensing System (NMLS)?
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Đội Ngũ Biên Tập PrepPass · Đối chiếu với NMLS SAFE Mortgage Loan Originator National Test · Quy trình kiểm tra