Which organizations jointly developed and maintain the Nationwide Multistate Licensing System (NMLS)?

a.The Federal Reserve Board and the U.S. Treasury alone
b.The Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR)
c.The National Association of Realtors and the Mortgage Bankers Association
d.The Consumer Financial Protection Bureau acting alone

Giải thích

NMLS was developed and is maintained by the Conference of State Bank Supervisors (CSBS) and the American Association of Residential Mortgage Regulators (AARMR). It serves as the system of record for state licensing and federal registration of MLOs, harmonizing the process across jurisdictions.

Trích dẫn luật: SAFE Act

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