Nội dung tiểu bang thống nhất (SAFE)Câu 375 / 400
A state-licensed MLO changes employers, moving from one mortgage company to another. Regarding the NMLS unique identifier, the MLO:
a.Is assigned a brand-new identifier by the new employer
b.Loses the identifier permanently and must retest
c.Keeps the same unique identifier, but the license sponsorship must be updated in NMLS to reflect the new employer
d.May share the new employer's company identifier as their own
Giải thích
The unique identifier belongs to the individual and does not change when they switch employers. However, the record in NMLS must be updated so the MLO's license is sponsored by the new employer before originating loans there. Company identifiers are separate from individual identifiers.
Trích dẫn luật: SAFE ActLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- What is NMLS Consumer Access?
- Which of the following activities would generally require an individual to hold a state MLO license?
- Which organizations jointly developed and maintain the Nationwide Multistate Licensing System (NMLS)?
- Which of the following is prohibited conduct for a mortgage loan originator under the SAFE Act's standards?
- If a state regulator finds that a licensed MLO violated the SAFE Act or state law, which of the following disciplinary actions may the regulator generally impose?
- Under the SAFE Act, the term 'residential mortgage loan' generally refers to a loan that is:
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Đội Ngũ Biên Tập PrepPass · Đối chiếu với NMLS SAFE Mortgage Loan Originator National Test · Quy trình kiểm tra