A traditional Individual Retirement Account (IRA) offers which primary tax feature?

a.Tax-free withdrawals of all earnings regardless of age
b.Potentially tax-deductible contributions with tax-deferred growth until withdrawal
c.No contribution limits
d.Contributions made only by employers

Giải thích

Traditional IRA contributions may be tax-deductible depending on income and workplace plan coverage, and earnings grow tax-deferred. Withdrawals in retirement are taxed as ordinary income, and required minimum distributions apply. Early withdrawals before age 59 1/2 are generally subject to a penalty plus tax.

Trích dẫn luật: Internal Revenue Code

Luyện miễn phí toàn bộ 125 câu hỏi — không cần đăng ký.

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