A Roth IRA differs from a traditional IRA primarily because a Roth:

a.Allows tax-deductible contributions
b.Requires distributions to begin at age 50
c.Is funded with after-tax dollars, and qualified withdrawals are tax-free
d.Has no annual contribution limit

Giải thích

Roth IRA contributions are made with after-tax dollars and are not deductible, but qualified distributions of both contributions and earnings are entirely tax-free if the account has been held five years and the owner is at least 59 1/2. Roth IRAs also are not subject to required minimum distributions during the owner's lifetime.

Trích dẫn luật: Internal Revenue Code

Luyện miễn phí toàn bộ 125 câu hỏi — không cần đăng ký.

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