Giao dịch, Tài khoản & Hành vi cấmCâu 238 / 398
Two business partners hold a joint account as tenants in common (TIC), with a 70%/30% ownership split. If the 70% owner dies, how are that owner's assets handled?
a.The surviving partner automatically inherits the full 70% interest
b.The account is automatically re-titled 50/50
c.The 70% interest is forfeited to the broker-dealer
d.The 70% interest passes to the deceased partner's estate, not to the surviving partner
Giải thích
Tenants in common has no right of survivorship. Each owner's fractional interest passes to their own estate upon death. This makes TIC common for unrelated parties who want their share to go to their heirs rather than the co-owner.
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