Giao dịch, Tài khoản & Hành vi cấmCâu 264 / 398
The Bank Secrecy Act (BSA) and related anti-money-laundering rules primarily require financial firms to do what?
a.Detect, prevent, and report money laundering and other suspicious financial activity
b.Guarantee customers a minimum rate of return
c.Insure customer deposits against market losses
d.Register every stock trade with the IRS
Giải thích
The BSA is a cornerstone of U.S. anti-money-laundering law. It requires firms to maintain AML programs, verify customer identity, keep records, and file reports such as SARs and CTRs to help detect and prevent money laundering and terrorist financing.
Trích dẫn luật: Bank Secrecy ActLuyện miễn phí toàn bộ 398 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- A registered representative sells a private investment to several clients on the side, receiving compensation, but never tells her firm or gets its approval. What prohibited activity is this?
- A firm mixes customer securities with the firm's own securities in a way that puts customer assets at risk if the firm fails. This prohibited practice is called:
- To close a sale, a representative tells a customer that a corporate bond is 'guaranteed by the FDIC and can never lose money.' The statement is false. This is an example of:
- A firm's Customer Identification Program is a required component of which broader compliance framework?
- A firm notices a customer making a pattern of transactions that appear designed to hide the source of funds, with no apparent lawful business purpose. Which report is most appropriate?
- A Currency Transaction Report (CTR) generally must be filed when a customer conducts a cash transaction exceeding what amount in a single business day?
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