Giao dịch, Tài khoản & Hành vi cấmCâu 266 / 398
A firm notices a customer making a pattern of transactions that appear designed to hide the source of funds, with no apparent lawful business purpose. Which report is most appropriate?
a.A Currency Transaction Report (CTR) only
b.A Form 10-K
c.A Suspicious Activity Report (SAR)
d.A dividend disbursement notice
Giải thích
A Suspicious Activity Report (SAR) is filed when a firm detects transactions that appear to involve money laundering, have no apparent lawful purpose, or are otherwise suspicious (generally at or above a dollar threshold). Firms must not 'tip off' the customer that a SAR was filed.
Trích dẫn luật: Bank Secrecy ActLuyện miễn phí toàn bộ 398 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- To close a sale, a representative tells a customer that a corporate bond is 'guaranteed by the FDIC and can never lose money.' The statement is false. This is an example of:
- The Bank Secrecy Act (BSA) and related anti-money-laundering rules primarily require financial firms to do what?
- A firm's Customer Identification Program is a required component of which broader compliance framework?
- A Currency Transaction Report (CTR) generally must be filed when a customer conducts a cash transaction exceeding what amount in a single business day?
- A customer repeatedly deposits cash in amounts of $9,500 to $9,800, seemingly to stay just under the $10,000 CTR threshold. This behavior is a classic AML red flag known as:
- Under FINRA communications rules, a communication distributed to more than 25 retail investors within any 30-calendar-day period is classified as:
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