Giao dịch, Tài khoản & Hành vi cấmCâu 268 / 398
A customer repeatedly deposits cash in amounts of $9,500 to $9,800, seemingly to stay just under the $10,000 CTR threshold. This behavior is a classic AML red flag known as:
a.Structuring
b.Rebalancing
c.Laddering (of bonds)
d.Netting
Giải thích
Structuring is breaking up cash transactions to evade the CTR reporting requirement. It is itself illegal and a strong AML red flag that should prompt further review and likely a Suspicious Activity Report.
Trích dẫn luật: Bank Secrecy ActLuyện miễn phí toàn bộ 398 câu hỏi — không cần đăng ký.
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