Giao dịch, Tài khoản & Hành vi cấmCâu 295 / 398
What is the key difference between a CTR and a SAR?
a.A CTR is voluntary; a SAR is optional
b.A CTR is filed for cash transactions above a dollar threshold; a SAR is filed for suspicious activity regardless of amount thresholds
c.Both are filed only when a customer requests them
d.A SAR is filed with the customer's consent; a CTR is secret
Giải thích
A CTR is triggered by cash transactions exceeding $10,000 in a business day, based purely on amount. A SAR is triggered by activity that appears suspicious (such as possible money laundering), and firms must not tip off the customer that a SAR was filed.
Trích dẫn luật: Bank Secrecy ActLuyện miễn phí toàn bộ 398 câu hỏi — không cần đăng ký.
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