Insurance & LiensQuestion 1476 of 1605

A 'stop payment notice' (formerly 'stop notice') is a remedy that allows an unpaid claimant to reach:

a.The CSLB's Recovery Fund
b.The homeowner's wages
c.The contractor's personal bank account directly
d.Construction funds held by the owner or, if bonded, the construction lender, rather than the real property itself

Explanation

A stop payment notice (Civil Code §8500 et seq.) directs the owner or construction lender to withhold undisbursed construction funds to satisfy the claim. Unlike a mechanics lien, which attaches to the real property, the stop payment notice reaches the money, providing an alternative remedy.

Law Reference: Civ. Code §8174

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Reviewed by Abraham Chen Licensed California General Contractor (CSLB License #1101856 verify)
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