Insurance & LiensQuestion 1607 of 1632

Until January 1, 2028, which of these licensees, working alone with no employees, may file the exemption from workers' compensation instead of carrying a policy?

a.A C-39 roofing contractor
b.A C-8 concrete contractor
c.A C-33 painting contractor
d.A D-49 tree service contractor

Explanation

Until January 1, 2028, B&P §7125(b), as amended by SB 1455 (Stats. 2024, ch. 485), exempts an applicant or licensee that has no employees and files the Registrar's exemption statement — but only if it does not hold a C-8 (concrete), C-20 (warm-air heating, ventilating and air-conditioning), C-22 (asbestos abatement), C-39 (roofing) or D-49 (tree service) license. A C-33 painter is not on that list, so (c) may file. (a), (b) and (d) are on it: those holders must carry workers' compensation or a certification of self-insurance whether or not they employ anyone, and CSLB will not accept an exemption from them. From January 1, 2028 the list stops mattering, because the SB 216 version of §7125 requires every licensee to carry coverage except a §7029 joint venture with no employees — the painter included.

Law Reference: Bus. & Prof. Code §7125(b) (as amended by SB 1455, Stats. 2024, ch. 485)

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Reviewed by Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verify)
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