Builder's risk insurance, also called course-of-construction insurance, primarily protects:
Explanation
Builder's risk is property insurance on the structure and the materials while the project is under way, against perils such as fire, theft, vandalism, and wind; it insures the work itself, and it ends when the project is finished. (b) is the owner's permanent property and liability program, which takes over at occupancy. (c) is commercial general liability, which answers for third-party bodily injury and property damage. (d) is workers' compensation. The line to hold is property coverage on the work versus liability coverage for harm to others.
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