Insurance & LiensQuestion 1494 of 1605

On a bond, the party who is protected and can make a claim if the principal defaults is the:

a.Obligee
b.Underwriter
c.Principal
d.Surety

Explanation

The obligee is the party for whose benefit the bond is written and who may make a claim if the principal fails to perform. On a public works performance bond, the public agency is the obligee; on a payment bond, unpaid subs and suppliers are protected.

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