Insurance & LiensQuestion 1510 of 1605
On a private single-family remodel with no notice of completion recorded, the owner occupies the home and all labor stops. The 90-day lien clock for claimants runs from:
a.The date of the last progress payment
b.The date the building permit was issued
c.The date the contract was signed
d.Completion, which here is the owner's occupation/use combined with cessation of labor
Explanation
Under Civil Code §8180, occupation or use by the owner accompanied by cessation of labor is a completion event. With no notice of completion recorded, Civil Code §8412 gives claimants 90 days from that completion date to record a lien.
Law Reference: Civ. Code §8412Practice all 1605 questions free — no signup required.
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Reviewed by Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verify)