Insurance & LiensQuestion 1528 of 1605

A 'waiver of subrogation' clause between an owner and contractor generally means:

a.The owner waives the right to a completed project
b.The contractor waives its mechanics lien rights
c.The insurer waives all coverage
d.Their insurers agree not to pursue each other to recover amounts paid for covered losses

Explanation

A waiver of subrogation prevents each party's insurer from suing the other party to recover a covered loss, reducing litigation between project participants. It is a common risk-allocation tool in construction contracts, often paired with builder's risk coverage.

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Reviewed by Abraham Chen Licensed California General Contractor (CSLB License #1101856 verify)
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