Q: What is the passing score for the Alabama Producer Combined Life and Health Examination?

70% (at least 105 of the 150 scored questions). The Department's outline lists 105 as the minimum correct for a passing score. Unanswered questions count as incorrect. After a second failure there is a 90-day wait; after a fourth failure, a 180-day wait before each further attempt; the waiting periods lapse 24 months after the last failure. The University's page says the registration fee must be paid again for every attempt.

Question 1

Who administers the Alabama Producer Combined Life and Health Examination?

Accepted Answer

Alabama Department of Insurance — exam delivered by The University of Alabama

The Department names the University of Alabama as its exam vendor. The exam is taken on a computer at one of five in-state sites (Birmingham, Huntsville, Mobile, Montgomery, Tuscaloosa) and must be booked 7 days in advance; no online-proctored option is described. The University's page states that since January 1, 2024 Alabama no longer requires a pre-licensing certificate.

Source: Alabama Department of Insurance — Examinations (2026-09-22)

Question 2

How many questions are on the Alabama Producer Combined Life and Health Examination?

Accepted Answer

150 questions. One combined exam of 150 multiple-choice questions. The outline's part totals are 30 general life and health, 55 life, 45 health and 20 Alabama insurance law. The outline publishes no unscored pretest questions.

Question 3

How long is the Alabama Producer Combined Life and Health Examination?

Accepted Answer

180 minutes. The outline gives the maximum time in minutes; the University of Alabama's table shows the same limit as 3:00 hours.

Question 4

What is the passing score for the Alabama Producer Combined Life and Health Examination?

Accepted Answer

70% (at least 105 of the 150 scored questions)

The Department's outline lists 105 as the minimum correct for a passing score. Unanswered questions count as incorrect. After a second failure there is a 90-day wait; after a fourth failure, a 180-day wait before each further attempt; the waiting periods lapse 24 months after the last failure. The University's page says the registration fee must be paid again for every attempt.

Source: The University of Alabama — Alabama Insurance Testing (2026-09-22)

Question 5

How much does the Alabama Producer Combined Life and Health Examination cost?

Accepted Answer

$75 — Examination fee (Producer Combined Life and Health exam) (The University of Alabama, per attempt) Source
$80 — Producer licence application fee (Alabama Department of Insurance, one-time) Source
$5 — NIPR transaction fee on the online licence application (NIPR, one-time) Source

All three amounts are printed on the Department's own Examinations page; the University of Alabama's page gives the same exam fee. Exam fees are non-refundable. A fingerprint background check is required after passing, but no fee for it is printed on either page, so none is shown.

Source: Alabama Department of Insurance — Examinations (2026-09-22)

Question 6

What languages is the Alabama Producer Combined Life and Health Examination offered in?

Accepted Answer

English. The University of Alabama's FAQ answers “Is the exam available in Spanish?” with “No, not at this time.”

Administering body	Alabama Department of Insurance — exam delivered by The University of Alabama The Department names the University of Alabama as its exam vendor. The exam is taken on a computer at one of five in-state sites (Birmingham, Huntsville, Mobile, Montgomery, Tuscaloosa) and must be booked 7 days in advance; no online-proctored option is described. The University's page states that since January 1, 2024 Alabama no longer requires a pre-licensing certificate. Source: Alabama Department of Insurance — Examinations (2026-09-22)
Questions	150 questions One combined exam of 150 multiple-choice questions. The outline's part totals are 30 general life and health, 55 life, 45 health and 20 Alabama insurance law. The outline publishes no unscored pretest questions. Source: Alabama Department of Insurance — Producer Examination Content Outline, Life and Health Examinations (Industry Advisory Committee review 8/8/2023) (2026-09-22)
Time limit	180 minutes The outline gives the maximum time in minutes; the University of Alabama's table shows the same limit as 3:00 hours. Source: Alabama Department of Insurance — Producer Examination Content Outline, Life and Health Examinations (Industry Advisory Committee review 8/8/2023) (2026-09-22)
Passing score	70% (at least 105 of the 150 scored questions) The Department's outline lists 105 as the minimum correct for a passing score. Unanswered questions count as incorrect. After a second failure there is a 90-day wait; after a fourth failure, a 180-day wait before each further attempt; the waiting periods lapse 24 months after the last failure. The University's page says the registration fee must be paid again for every attempt. Source: The University of Alabama — Alabama Insurance Testing (2026-09-22)
Fees	$75 — Examination fee (Producer Combined Life and Health exam) (The University of Alabama, per attempt) Source $80 — Producer licence application fee (Alabama Department of Insurance, one-time) Source $5 — NIPR transaction fee on the online licence application (NIPR, one-time) Source All three amounts are printed on the Department's own Examinations page; the University of Alabama's page gives the same exam fee. Exam fees are non-refundable. A fingerprint background check is required after passing, but no fee for it is printed on either page, so none is shown. Source: Alabama Department of Insurance — Examinations (2026-09-22)
Languages offered	English The University of Alabama's FAQ answers “Is the exam available in Spanish?” with “No, not at this time.” Source: The University of Alabama — Alabama Insurance Testing (2026-09-22)

Alabama Producer Combined Life and Health Examination — exam facts

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