Michigan Life, Accident and Health Producer Examination (Series 16-80) — exam facts

DIFS has discontinued remote-proctored exams; the bulletin says licensing exams are available only at PSI testing locations. Pre-licensing education is required before this exam under section 1204(2) of the Insurance Code, and the course completion certificate is valid for 12 months.

Source: PSI — Michigan Department of Insurance and Financial Services Licensing Examination Candidate Information Bulletin (effective 6/10/2025) (2026-09-22)

The bulletin, the 16-80 outline and the DIFS cut-score sheet all give 150 items. The bulletin adds that, in addition to that number, one to ten unscored experimental items may be given, and they count against exam time, so the exam you sit may be longer than 150 questions.

Source: PSI — Michigan Department of Insurance and Financial Services Licensing Examination Candidate Information Bulletin (effective 6/10/2025) (2026-09-22)

The bulletin and the 16-80 outline print “2.5 hours” / “2 1/2 Hours”; PSI's registration data for this test gives 150 minutes. The PSI tutorial, up to 15 minutes, does not count toward exam time. Extra time of one and a half times is available on request for an additional $50.

Source: PSI — MI Life, Accident and Health Producer test registration data (Michigan DIFS account) (2026-09-22)

The 16-80 outline states “75% (113 Correct to Pass)”; the DIFS cut-score sheet gives 75% effective 1 May 2020. A failed exam cannot be rebooked the same day; the bulletin's example is a candidate who fails on a Wednesday, calls on Thursday, and retests as soon as Friday.

Source: PSI — Michigan Life, Accident and Health Producer, Series 16-80 content outline (2026-09-22)

• $41 — Examination fee (PSI, per attempt) Source
• $10 — Resident producer licence fee (Michigan fee) (Michigan DIFS, one-time) Source
• $5 — NIPR transaction fee on a resident producer application (NIPR, one-time) Source

The exam fee is from the PSI bulletin; it is not refundable or transferable and is valid for one year from payment. The licence and NIPR amounts are from the DIFS fee schedule, which the bulletin does not repeat. Applications are filed through NIPR.

Source: PSI — Michigan Department of Insurance and Financial Services Licensing Examination Candidate Information Bulletin (effective 6/10/2025) (2026-09-22)

PSI's registration data for this test and for the Michigan DIFS account lists English as the only language. The bulletin describes no translated form.

Source: PSI — MI Life, Accident and Health Producer test registration data (Michigan DIFS account) (2026-09-22)