North Carolina Life Agent and Accident and Health or Sickness Agent Examinations — exam facts

North Carolina

Every source below was read on 2026-09-22

North Carolina Life Agent and Accident and Health or Sickness Agent Examinations — Exam facts
Administering bodyNorth Carolina Department of Insurance — exam delivered by Pearson VUE

The handbook describes booking an appointment at a Pearson VUE test center (walk-in exams are not available); it does not describe an online-proctored option. A Pearson VUE notice for the Department (#123429, July 2026) states that a pre-licensing course is no longer required for Life or Accident & Health effective 1 October 2025 (N.C.G.S. 58-33-30).

Source: Pearson VUE — North Carolina Insurance Licensing Candidate Handbook (October 2025, #123400) (2026-09-22)

QuestionsNo combined exam — Life Agent and Accident and Health or Sickness Agent are separate exams. Each outline prints "55 questions plus 5 pretest questions", including a North Carolina statutes and regulations section of 14 questions

What we read and found nothing in: Pearson VUE — North Carolina Insurance Supplement Examination Content Outlines (effective March 2, 2026, #123415) (2026-09-22) · Pearson VUE — North Carolina Insurance Licensing Candidate Handbook (October 2025, #123400) (2026-09-22)

Time limitNo combined exam — the handbook allots "1 hour, 15 minutes" to each of the Life Agent and the Accident and Health or Sickness Agent exams

What we read and found nothing in: Pearson VUE — North Carolina Insurance Licensing Candidate Handbook (October 2025, #123400) (2026-09-22)

Passing scoreScaled score of 70 on a 0–100 scale

The handbook states that the reported scaled score is neither the number nor the percentage of questions answered correctly, and that numeric scores are reported only to failing candidates. A candidate must wait 24 hours before scheduling a retake.

Source: Pearson VUE — North Carolina Insurance Licensing Candidate Handbook (October 2025, #123400) (2026-09-22)

Fees
  • $45 — Examination fee, per exam attempt (Life Agent, or Accident and Health or Sickness Agent) (Pearson VUE, per attempt) Source
  • $50 — Licence registration fee, per line of authority (North Carolina Department of Insurance, one-time) Source
  • $44 — Application processing fee, per application (North Carolina Department of Insurance, one-time) Source

The handbook states the $45 fee applies to each examination attempt. The $50 and $44 licence fees appear in both the Department's resident fee document and Pearson VUE's fee sheet. Not shown: Pearson's sheet adds a $38 fingerprint fee that the Department's document does not list, and the two give different NIPR transaction fees ($5.00 and $5.60).

Source: Pearson VUE — North Carolina Insurance Licensing Candidate Handbook (October 2025, #123400) (2026-09-22)

Languages offeredEnglish

The handbook's list of available examinations has one form of each exam and names no other language. Candidates whose second language is English may request time and a half through Pearson VUE's ESL form.

Source: Pearson VUE — North Carolina Insurance Licensing Candidate Handbook (October 2025, #123400) (2026-09-22)

Change log

  • 2026-09-22Fact sheet created from the Pearson VUE North Carolina candidate handbook (October 2025), the content outlines effective 2 March 2026 and the Department's resident fee document.
  • 2026-03-02New content outlines took effect; the Life and the Accident and Health exams each keep 55 questions plus 5 pretest questions.
  • 2025-10-01Pre-licensing education stopped being required for the Life and Accident & Health lines (N.C.G.S. 58-33-30), per Pearson VUE notice #123429.

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