New Jersey Life Producer and Accident & Health Producer Examinations — exam facts

The bulletin lets candidates book either a PSI test centre or a remote-proctored exam. Pre-licensing education is required: the Department's FAQ lists 20 hours for Life, 20 hours for Health, or 40 hours for combined Life and Health, and candidates must show the course certificate or a Department waiver on exam day.

Source: PSI — State of New Jersey Insurance Producer and Public Adjuster License Examinations Candidate Information Bulletin (updated 9/8/2026) (2026-09-22)

What we read and found nothing in: PSI — New Jersey Life Producer & Instructor Examination content outline (effective November 11, 2010) (2026-09-22) · PSI — New Jersey Accident & Health Producer & Instructor Examination content outline (effective July 14, 2011) (2026-09-22) · PSI — State of New Jersey Insurance Producer and Public Adjuster License Examinations Candidate Information Bulletin (updated 9/8/2026) (2026-09-22)

What we read and found nothing in: PSI — New Jersey Life Producer & Instructor Examination content outline (effective November 11, 2010) (2026-09-22) · PSI — New Jersey Accident & Health Producer & Instructor Examination content outline (effective July 14, 2011) (2026-09-22)

Both outlines state "70% Correct" as the minimum passing score for the producer exam (85% applies only to the instructor exam). The bulletin states that a failed exam cannot be rebooked on the same day; a candidate who fails on a Wednesday can retest as soon as Friday.

Source: PSI — New Jersey Life Producer & Instructor Examination content outline (effective November 11, 2010) (2026-09-22)

• $38 — Examination fee, per exam (Life, or Accident and Health) (PSI, per attempt) Source
• $150 — Major-line producer licence (two-year licence) (New Jersey Department of Banking and Insurance, every two years) Source
• $20 — Application fee, new application (New Jersey Department of Banking and Insurance, one-time) Source

A candidate for both lines sits two exams and pays the examination fee for each; PSI's registration data lists the same $38 as the retake fee. The $150 two-year licence fee is printed in both the bulletin and the Department's FAQ; the FAQ adds a $20 application fee and a further $20 for paper rather than online applications.

Source: PSI — State of New Jersey Insurance Producer and Public Adjuster License Examinations Candidate Information Bulletin (updated 9/8/2026) (2026-09-22)

PSI's New Jersey exam list carries an English and a Spanish form of both the Life Producer and the Accident and Health Producer exams.

Source: PSI — New Jersey Insurance exam list (test-takers.psiexams.com/njins) (2026-09-22)