Tennessee Life Agent and Accident and Health Agent Examinations — exam facts
Tennessee
Every source below was read on 2026-09-22
| Administering body | Tennessee Department of Commerce and Insurance — exam delivered by Pearson VUE Both exams can be taken at a Pearson VUE test center or online through OnVUE; a candidate is limited to 2 OnVUE attempts per exam line, after which further attempts must be at a test center. After passing, a fingerprint-based background check is required before applying. The Department's licensing procedure requires a pre-licensing course only for the title line, not for Life or Accident and Health. Source: Pearson VUE — Tennessee Insurance Licensing Candidate Handbook (July 2025, #124300 | 10/2025) (2026-09-22) |
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| Questions | No combined exam — Life and Accident & Health are two separate exams. Each has 77 questions: 50 scored plus 5 pretest general questions and 18 scored plus 4 pretest Tennessee questions What we read and found nothing in: Pearson VUE — Tennessee Insurance Content Outlines (exams before / on-or-after October 7, 2026, #124301 | 09/2026) (2026-09-22) · Pearson VUE — Tennessee Insurance Licensing Candidate Handbook (July 2025, #124300 | 10/2025) (2026-09-22) |
| Time limit | No combined exam — the Life exam and the Accident and Health exam are each allotted 1 hour and 45 minutes What we read and found nothing in: Pearson VUE — Tennessee Insurance Licensing Candidate Handbook (July 2025, #124300 | 10/2025) (2026-09-22) |
| Passing score | Scaled score of 70 on a 0–100 scale The Department of Commerce and Insurance selected 70 as the reported passing score for each exam; scaled scores range from 0 to 100 and are neither the number nor the percentage of questions answered correctly. Passing candidates see only “pass”. Retakes: wait 10 days after a first failure and 30 days after each later attempt, and 24 hours before booking. Source: Pearson VUE — Tennessee Insurance Licensing Candidate Handbook (July 2025, #124300 | 10/2025) (2026-09-22) |
| Fees |
Exam fees are paid to Pearson VUE when booking and are nonrefundable and nontransferable except under the change/cancel policy. At a test center the Life and the Accident & Health exams are each marked “must be taken alone in one session”. Source: Pearson VUE — Tennessee Insurance Licensing Candidate Handbook (July 2025, #124300 | 10/2025) (2026-09-22) |
| Languages offered | Not published by Tennessee Department of Commerce and Insurance / Pearson VUE The handbook does not list exam languages. Pearson VUE publishes Spanish-language content outlines for Tennessee, but no document read states that the exam itself is offered in Spanish. Candidates whose first language is not English may request additional time. What we read and found nothing in: Pearson VUE — Tennessee Insurance Licensing Candidate Handbook (July 2025, #124300 | 10/2025) (2026-09-22) · Pearson VUE — Tennessee Insurance Bosquejos de contenido (Spanish content outlines, #124302 | 09/2026) (2026-09-22) |
Change log
- 2026-10-07Scheduled: new Tennessee content outlines apply to exams taken on or after this date. The published question counts for the Life and the Accident & Health exams are unchanged.
- 2026-09-22Fact sheet created from the Pearson VUE Tennessee candidate handbook and the content outlines published in September 2026.