Washington Life and Disability Producer Combo Examination — exam facts

The exam can be taken at a PSI test center or remotely proctored; the bulletin says remote exams from August 3, 2026 require a smartphone as a second camera. The OIC's first-time-licence page says Washington stopped requiring pre-licensing education for producers effective July 23, 2023, but the August 2026 bulletin still says pre-licence education is required for a full-line licence; the two official sources disagree.

Source: PSI — Washington Office of the Insurance Commissioner Insurance License Examination Candidate Information Bulletin (last revised 8/3/2026) (2026-09-22)

One combined exam of 150 items: 45 on Washington laws, rules and regulations, 3 on federal law, and 102 on general life, accident and health topics, all in one sitting. The bulletin adds that 1 to 10 unscored experimental items may also be given; they count against exam time but not toward the score.

Source: PSI — Washington Life and Disability Producer content outline (effective 4/1/2026) (2026-09-22)

The bulletin's exam table and the content outline both give 195 minutes. The tutorial of up to 15 minutes does not count toward exam time.

Source: PSI — Washington Office of the Insurance Commissioner Insurance License Examination Candidate Information Bulletin (last revised 8/3/2026) (2026-09-22)

The bulletin says "You must get 70% correct to pass", and the OIC's exam page says at least 70%. There is no limit on retakes; a new appointment cannot be made on the same day as a failed attempt. All licence requirements must be submitted within 180 days of passing, or the exam must be retaken.

Source: PSI — Washington Office of the Insurance Commissioner Insurance License Examination Candidate Information Bulletin (last revised 8/3/2026) (2026-09-22)

• $55 — Examination fee (Life and Disability Producer Combo) (PSI Services LLC, per attempt) Source
• $55 — New producer licence fee (full lines) (Washington State Office of the Insurance Commissioner, one-time) Source
• $49 — Fingerprinting (residents), current rate (IDEMIA IdentoGO, one-time) Source
• $52 — Fingerprinting (residents), announced new rate (IDEMIA IdentoGO, one-time, from 2026-10-01) Source

The $55 exam fee is from the bulletin's exam table; the bulletin says exam fees are not refundable or transferable. The $55 licence fee and the fingerprint fees are from the OIC's current pages; the OIC says the fingerprint fee covers the background check plus IdentoGO's service charge and rises to $52 on October 1, 2026. Non-residents are not fingerprinted.

Source: PSI — Washington Office of the Insurance Commissioner Insurance License Examination Candidate Information Bulletin (last revised 8/3/2026) (2026-09-22)

Neither the bulletin nor the OIC's exam page lists the languages the exam is offered in. The bulletin's only language provision is extra time: candidates whose primary language is not English can be approved for time-and-one-half with a letter from an English instructor or sponsoring company.

What we read and found nothing in: PSI — Washington Office of the Insurance Commissioner Insurance License Examination Candidate Information Bulletin (last revised 8/3/2026) (2026-09-22) · PSI — Washington Life and Disability Producer content outline (effective 4/1/2026) (2026-09-22) · Washington Office of the Insurance Commissioner — How to schedule an insurance license exam (2026-09-22)