Georgia Producer Licensing
The state portion of the Georgia life and health exam begins with how a person becomes and stays a licensed producer in Georgia. This chapter covers the Georgia Office of Insurance and Safety Fire Commissioner and its authority, the license you need to sell life and health products, how appointments connect you to an insurer, and the continuing education and renewal rules that keep the license active. These state rules sit on top of the shared national concepts and are the most heavily weighted part of the supplement.
The Georgia Office of Insurance and Safety Fire Commissioner and Its Authority
Georgia's insurance regulator is the Office of Insurance and Safety Fire Commissioner, led by an elected Commissioner who also serves as the state's Safety Fire Commissioner (Fire Marshal). The office is led by the Commissioner of Insurance, a statewide elected official who also serves as Georgia's Safety Fire Commissioner (State Fire Marshal). The regulator has authority to issue, deny, suspend, and revoke licenses, adopt rules, investigate complaints, and enforce the state insurance code. Knowing which body — not a bank or financial-services agency — licenses producers is a common exam point.
License Types and Qualifications
To sell life and health products in Georgia, a producer obtains a resident producer license with the life line of authority and the accident and health (or sickness) line of authority. Applicants generally must be at least 18, complete an application, pass the state licensing examination through the department's testing vendor, submit to a background check (often including fingerprints), and pay the required fee. Any prelicensing course-hour requirement is set by the department; confirm the current rule before scheduling the exam.
Appointments and Continuing Education
Holding a license lets a person act as a producer, but to represent a specific insurer the company must appoint the producer and file that appointment with the department; a producer may hold appointments with several insurers at once. Licenses renew on a set cycle, and Georgia requires approved continuing education — including an ethics component — each renewal period, plus the renewal fee. Letting CE or renewal lapse can cause the license to expire, after which reinstatement rules and penalties may apply. Always verify current CE hour totals with the department.
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State-specific details
State exam facts
- State regulator
- Georgia Office of Commissioner of Insurance and Safety Fire
- Exam vendor
- Pearson VUE
- Prelicensing education
- 16 hours combined (8 hours per line; reduced from 20 in 2025)
- Passing score
- 70%
Who regulates life & health insurance licensing in Georgia?
The Georgia Office of Commissioner of Insurance and Safety Fire licenses life, accident & sickness agents. Georgia uses Pearson VUE to administer its licensing examinations.
Does Georgia require prelicensing education for the life & health exam?
Yes, but the requirement was reduced in 2025. Effective June 24, 2025, Georgia lowered prelicensing education to 8 hours per line of authority (16 hours for the combined Life, Accident & Sickness path), down from 20 hours per line.
How is the Georgia life & health exam administered?
The exam is delivered by Pearson VUE, and a minimum score of 70% is required to pass.
Sources: https://oci.georgia.gov, https://www.pearsonvue.com/us/en/ga/insurance.html
In the Georgia Life & Health Insurance Producer Exam guide: A KEY CONCEPT box, a Common Traps list and a Check Yourself set closing each of the 9 national chapters. Practice here stays free.