Kansas Producer Licensing
The state portion of the Kansas life and health exam begins with how a person becomes and stays a licensed producer in Kansas. This chapter covers the Kansas Insurance Department and its authority, the license and lines of authority needed to sell life and health products, how insurer appointments work, and the continuing-education and renewal rules that keep a license active. These state rules sit on top of the national concepts and are the most heavily weighted part of the Kansas supplement.
The Kansas Insurance Department and Its Authority
The Kansas Insurance Department regulates the business of insurance in Kansas, including the licensing and conduct of producers. It is headed by the Commissioner of Insurance, who may issue, deny, suspend, and revoke licenses, adopt rules, investigate complaints, and enforce the state insurance code. A common exam point is simply knowing that this agency, not a separate financial-services department, is the licensing authority in Kansas.
License Lines and Appointments
To sell life and health products a resident generally holds a producer license with life and accident & health lines of authority, obtained by applying, passing the state examination, clearing a background/fingerprint check, and paying the fee. A license lets a person act as a producer, but to represent a specific insurer that insurer must appoint the producer and notify the Kansas Insurance Department. A producer may hold appointments with several insurers at once.
Continuing Education and Renewal
Kansas licenses are issued for a fixed term and renew on a schedule set by the Kansas Insurance Department. To renew, a resident life and health producer must complete the required continuing education, which includes ethics content, and pay the renewal fee. Missing CE or the renewal deadline can cause the license to lapse, after which reinstatement rules and penalties apply. Exact CE hours and fees are set by the state and can change, so always confirm current requirements with the Kansas Insurance Department.
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State-specific details
State exam facts
- State regulator
- Kansas Insurance Department
- Exam vendor
- Pearson VUE
- Prelicensing education
- 20 hours per line (life; and accident & health)
- Passing score
- 70%
Who regulates life & health insurance licensing in Kansas?
The Kansas Insurance Department licenses producers and contracts with Pearson VUE to administer the licensing examinations, available at test centers or via remote online proctoring.
Does Kansas require prelicensing education for the life & health exam?
Yes. Kansas requires 20 hours of prelicensing coursework for the Life line and an additional 20 hours for the Accident & Health or Sickness line.
What score do I need to pass the Kansas life & health exam?
The minimum passing score for both the Life exam and the Accident & Health exam is 70% at a Pearson VUE testing center.
Sources: https://www.insurance.kansas.gov/licensing/producer-examinations, https://www.pearsonvue.com/us/en/ks/insurance.html
In the Kansas Life & Health Insurance Producer Exam guide: A KEY CONCEPT box, a Common Traps list and a Check Yourself set closing each of the 9 national chapters. Practice here stays free.