How hard is the North Dakota Life & Health Insurance exam?
The North Dakota Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the passing mark usually pass on the first try — PrepPass has 40+ free North Dakota Life & Health Insurance practice questions with explanations.
The North Dakota Life & Health Insurance exam at a glance
The 13 content areas on the North Dakota Life & Health Insurance exam
The exam is built from weighted content areas — focus your study time where the weight is. Weights reflect the official content outline.
How the North Dakota Life & Health Insurance exam is administered
North Dakota Insurance Department oversees licensing. The exam is delivered by PSI. Prelicensing education: None (prelicensing courses are no longer required by North Dakota law). Confirm the current details with the official authority before you rely on them.
How to make the North Dakota Life & Health Insurance exam easier
The single best predictor of passing is practicing real questions until you consistently clear the passing mark. PrepPass has 40+ free North Dakota Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
Wondering about pass rates and what happens if you don't pass the first time?
See North Dakota Life & Health Insurancepass rate & retake rules →Frequently asked questions
What score do you need to pass the North Dakota Life & Health Insurance exam?+
You need to score 70% on the North Dakota Life & Health Insurance exam.
Who regulates life & health insurance licensing in North Dakota?+
The North Dakota Insurance Department licenses producers. As of 2022, PSI Services is the exam vendor for North Dakota Insurance Producer License Examinations.
Does North Dakota require prelicensing education for the life & health exam?+
No. North Dakota law no longer requires an individual to take prelicensing courses before the exam.
How is the North Dakota life & health exam structured?+
North Dakota uses a one-part exam format covering both product knowledge and state law in a single sitting via PSI, with a 70% passing score.
How should I study for the North Dakota Life & Health Insurance exam?+
Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the passing mark. PrepPass has 40+ free North Dakota Life & Health Insurance practice questions with full explanations and a timed mock exam.
Exam details verified against the official authority:
North Dakota Insurance Department →https://www.insurance.nd.gov/producers/resident-producer →https://www.psiexams.com/ →Last updated: August 2026