New York Life & Health Insurance pass rate & how retakes work
There is no official published pass rate for the New York Life & Health Insurance exam — like most licensing exams, results are reported as pass or fail, so any specific "New York Life & Health Insurance pass rate" figure online is an unofficial estimate, not a number from the exam authority. What is defined is the passing score: you must score 70%. If you don't pass, you can retake the exam.
Is there a published New York Life & Health Insurance pass rate?
No. The exam authority reports each candidate's result only as pass or fail and does not release an official first-time or overall pass rate. Any exact "New York Life & Health Insurancepass rate" figure you see online is an unofficial estimate, not a number from the authority.
The one "pass" number that is actually defined is the passing score — 70%. That is a passing SCORE, not a pass RATE, and the two are easy to confuse.
New York Life & Health Insurance facts
How many times can you retake the New York Life & Health Insurance exam?
There is generally no fixed lifetime cap. Here is how retakes work:
- If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
- The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
- You can prepare between attempts with unlimited free practice — PrepPass has 40+ free New York Life & Health Insurance practice questions with explanations.
The best way to pass on the first try
Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the passing mark. PrepPass has 40+ free New York Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
Want the full picture of the difficulty and the content areas?
See how hard the New York Life & Health Insurance exam is →Frequently asked questions
What is the New York Life & Health Insurance pass rate?+
There is no official published pass rate — results are reported only as pass or fail. Any specific pass-rate percentage online is an unofficial estimate.
What score do you need to pass the New York Life & Health Insurance exam?+
You need to score 70%.
What happens if you fail the New York Life & Health Insurance exam?+
You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Studying real practice questions until you consistently clear the passing mark is the most reliable way to pass the next attempt.
Who regulates life & health insurance licensing in New York?+
The New York State Department of Financial Services (DFS) licenses life, accident & health agents and brokers. DFS uses PSI to administer the licensing examinations.
Does New York require prelicensing education for the life & health exam?+
Yes. New York requires a Department-approved prelicensing course of at least 40 hours for the combined life, accident & health authority, or 20 hours for a single line.
How many exams does New York offer for life & health?+
New York does not use one combined 'Life & Health' exam by default; most candidates take the combined 17-55 exam, while separate life-only and accident & health-only exams also exist. A score of at least 70% is required to pass, and the exam must be passed within two years of applying.
Scoring and retake rules — confirm on the official authority:
New York Department of Financial Services →https://www.dfs.ny.gov/apps_and_licensing/agents_and_brokers/lic_app_la_lb →https://www.psiexams.com/ →Last updated: August 2026