How hard is the Texas Life & Health Insurance exam?
The Texas Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the passing mark usually pass on the first try — PrepPass has 39+ free Texas Life & Health Insurance practice questions with explanations.
The Texas Life & Health Insurance exam at a glance
The 13 content areas on the Texas Life & Health Insurance exam
The exam is built from weighted content areas — focus your study time where the weight is. Weights reflect the official content outline.
How the Texas Life & Health Insurance exam is administered
Texas Department of Insurance oversees licensing. The exam is delivered by Pearson VUE. Prelicensing education: None required for the permanent General Lines Life, Accident & Health license. Confirm the current details with the official authority before you rely on them.
How to make the Texas Life & Health Insurance exam easier
The single best predictor of passing is practicing real questions until you consistently clear the passing mark. PrepPass has 39+ free Texas Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
Wondering about pass rates and what happens if you don't pass the first time?
See Texas Life & Health Insurancepass rate & retake rules →Frequently asked questions
What score do you need to pass the Texas Life & Health Insurance exam?+
You need to score 70% on the Texas Life & Health Insurance exam.
Who regulates life & health insurance licensing in Texas?+
The Texas Department of Insurance (TDI) licenses General Lines Life, Accident & Health agents. TDI contracts with Pearson VUE to deliver the licensing examinations.
Does Texas require prelicensing education for the life & health exam?+
No. Texas does not require prelicensing education to obtain the permanent General Lines Life, Accident & Health license; candidates can schedule the Pearson VUE exam directly. (Prelicensing coursework is tied only to the optional temporary license.)
What score do I need to pass the Texas life & health exam?+
You must score at least 70% on the Pearson VUE exam administered for the Texas Department of Insurance.
How should I study for the Texas Life & Health Insurance exam?+
Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the passing mark. PrepPass has 39+ free Texas Life & Health Insurance practice questions with full explanations and a timed mock exam.
Exam details verified against the official authority:
Texas Department of Insurance (TDI) →https://www.tdi.texas.gov/agent/index.html →https://www.pearsonvue.com/us/en/tx/insurance.html →Last updated: August 2026