Kansas Personal Lines Insurance License Exam — All Questions
3 questions
Which agency issues resident personal lines insurance producer licenses in Kansas?
- a.Kansas Insurance Department✓
- b.Kansas Insurance Commission
- c.Kansas Department of Revenue, Insurance Bureau
- d.The federal Department of Insurance
Insurance in Kansas is regulated at the state level by the Kansas Insurance Department, which licenses producers, reviews rates and forms, and enforces the state insurance code. There is no federal insurance department. Confirm the department's current name and duties at https://insurance.kansas.gov/.
After a producer is licensed in Kansas, what generally must occur before he or she can transact business for a specific insurer?
- a.The producer must post a personal surety bond with the state treasurer
- b.Nothing further; the license alone authorizes sales for any insurer
- c.The producer must complete five supervised sales on a temporary permit
- d.The insurer must appoint the producer, and the appointment is filed with the Kansas Insurance Department✓
A license lets a person act as a producer, but to represent a particular company that insurer must appoint the producer, with the appointment recorded by the Kansas Insurance Department. A producer may hold appointments from several insurers at once, following the NAIC producer-licensing model.
Which statement about continuing education (CE) for resident personal lines producers in Kansas is correct?
- a.CE is optional and only suggested for newly licensed producers
- b.CE must be completed once, in the first year, and never again
- c.Passing the licensing exam permanently exempts a producer from CE
- d.Resident producers must complete state-approved CE each renewal cycle to keep the license active; confirm the exact hours and ethics requirement with the Kansas Insurance Department✓
Like other states, Kansas requires resident producers to complete approved continuing education every renewal cycle, typically including an ethics component. Specific hour totals change, so verify the current CE requirement with the Kansas Insurance Department (https://insurance.kansas.gov/).