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Kentucky Personal Lines Insurance License Study Guide (2026)

This is the free study guide for the Kentucky Personal Lines Insurance License exam — the same content areas the exam tests, written to the official outline. Read any chapter online free below, then drill the material with 39+ free practice questions and a full timed mock exam.

Last updated: August 2026.

Open the full study guideEvery chapter, in one place — free to read online.

The 9 chapters

  1. 1General Insurance Principles14% of the exam
  2. 2Property Insurance Fundamentals14% of the exam
  3. 3Dwelling Policy (DP)12% of the exam
  4. 4Homeowners Policy (HO)24% of the exam
  5. 5Personal Auto Policy22% of the exam
  6. 6Endorsements & Optional Coverages7% of the exam
  7. 7Policy Structure & Provisions7% of the exam
  8. 1Kentucky Personal Lines Law & Coverage Rules18% of the exam
  9. 2Kentucky Producer Licensing, Appointments & CE10% of the exam

Practice what you read

Reading is step one; recalling it under exam pressure is what passes. Drill free Kentucky Personal Lines Insurance License practice questions, then sit a full timed mock exam.

Free practice questions →Timed mock exam →Cram sheet →

Educational summary, not a substitute for the official material — always confirm current details with Kentucky Department of Insurance. Last updated: August 2026.

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