Sen Lin, PrepPass Founder · Verified against North Carolina Department of Insurance · How we review

North Carolina Personal Lines Insurance License pass rate & how retakes work

Quick answer

There is no official published pass rate for the North Carolina Personal Lines Insurance License exam — like most licensing exams, results are reported as pass or fail, so any specific "North Carolina Personal Lines Insurance License pass rate" figure online is an unofficial estimate, not a number from the exam authority. What is defined is the passing score: you must score 70%. If you don't pass, you can retake the exam.

Is there a published North Carolina Personal Lines Insurance License pass rate?

No. The exam authority reports each candidate's result only as pass or fail and does not release an official first-time or overall pass rate. Any exact "North Carolina Personal Lines Insurance Licensepass rate" figure you see online is an unofficial estimate, not a number from the authority.

The one "pass" number that is actually defined is the passing score — 70%. That is a passing SCORE, not a pass RATE, and the two are easy to confuse.

North Carolina Personal Lines Insurance License facts

70%
score to pass
Allowed
retakes

How many times can you retake the North Carolina Personal Lines Insurance License exam?

There is generally no fixed lifetime cap. Here is how retakes work:

  • If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
  • The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
  • You can prepare between attempts with unlimited free practice — PrepPass has 39+ free North Carolina Personal Lines Insurance License practice questions with explanations.

The best way to pass on the first try

Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the passing mark. PrepPass has 39+ free North Carolina Personal Lines Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.

How hard is the exam, really?

Want the full picture of the difficulty and the content areas?

See how hard the North Carolina Personal Lines Insurance License exam is →

Frequently asked questions

What is the North Carolina Personal Lines Insurance License pass rate?+

There is no official published pass rate — results are reported only as pass or fail. Any specific pass-rate percentage online is an unofficial estimate.

What score do you need to pass the North Carolina Personal Lines Insurance License exam?+

You need to score 70%.

What happens if you fail the North Carolina Personal Lines Insurance License exam?+

You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Studying real practice questions until you consistently clear the passing mark is the most reliable way to pass the next attempt.

Scoring and retake rules — confirm on the official authority:

North Carolina Department of Insurance

Last updated: August 2026

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