New Hampshire Personal Lines Insurance License Exam — All Questions

Which agency issues resident personal lines insurance producer licenses in New Hampshire?

• a.New Hampshire Insurance Department✓
• b.New Hampshire Division of Motor Vehicles
• c.New Hampshire Banking Department
• d.New Hampshire Secretary of State

The insurance regulator in New Hampshire is the New Hampshire Insurance Department, led by the Insurance Commissioner. It issues and renews producer licenses and enforces the state insurance code. Confirm current details at https://www.nh.gov/insurance/.

After a producer is licensed in New Hampshire, what generally must occur before he or she can transact business for a specific insurer?

• a.Nothing further — the license alone authorizes sales for any insurer
• b.The insurer must appoint the producer, and that appointment is filed with the New Hampshire Insurance Department✓
• c.The producer must post a personal surety bond with the state treasurer
• d.The producer must complete a probationary sales quota

A license lets a person act as a producer, but to represent a particular company that insurer must appoint the producer, with the appointment filed with the New Hampshire Insurance Department. A producer may hold appointments from several insurers at once. This mirrors the NAIC producer-licensing model New Hampshire follows.

Which statement about continuing education (CE) for resident personal lines producers in New Hampshire is correct?

• a.Resident producers must complete state-approved CE each renewal cycle to keep the license active; confirm the exact hours and ethics requirement with the New Hampshire Insurance Department✓
• b.CE is optional and only recommended for new producers
• c.CE is required once, in the first year, and never again
• d.Passing the licensing exam permanently exempts a producer from all CE

Like other states, New Hampshire requires resident producers to complete approved continuing education every renewal cycle, typically including an ethics component, before renewing. Because specific hour totals change, verify the current CE requirement directly with the New Hampshire Insurance Department (https://www.nh.gov/insurance/).