New Jersey Personal Lines Insurance License exam topics — the 9 content areas by weight
The New Jersey Personal Lines Insurance License exam is built from 9 weighted content areas. Focus your time where the weight is. Each area below links to a free study chapter and practice questions. These weights are how PrepPass has organized the material, not a figure published by the exam authority.
General Insurance Principles
14%Property Insurance Fundamentals
14%Dwelling Policy (DP)
12%Homeowners Policy (HO)
24%Personal Auto Policy
22%Endorsements & Optional Coverages
7%Policy Structure & Provisions
7%New Jersey Personal Lines Law & Regulation
18%New Jersey Licensing & CE
10%Ready to test yourself?
Drill 324+ free New Jersey Personal Lines Insurance License practice questions across every content area, then sit a full timed mock exam — no signup required.
In the Personal Lines Insurance Producer guide: A 55-question practice exam whose key explains every item — the reasoning, not just the letter. Practice here stays free.
Content-area weights are PrepPass’s own organization of the material. Where New Jersey Personal Lines Insurance License publishes an official outline, check it directly. Confirm current details with New Jersey Department of Banking and Insurance. Study aid, not a substitute for the official material. Last updated: August 2026.