Sen Lin, PrepPass Founder · Verified against Tennessee Department of Commerce and Insurance · How we review

How hard is the Tennessee Personal Lines Insurance License exam?

Quick answer

The Tennessee Personal Lines Insurance License exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 9 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the passing mark usually pass on the first try — PrepPass has 39+ free Tennessee Personal Lines Insurance License practice questions with explanations.

The Tennessee Personal Lines Insurance License exam at a glance

70%
to pass
9
content areas

The 9 content areas on the Tennessee Personal Lines Insurance License exam

The exam is built from weighted content areas — focus your study time where the weight is. Weights reflect the official content outline.

General Insurance Principles14%
Property Insurance Fundamentals14%
Dwelling Policy (DP)12%
Homeowners Policy (HO)24%
Personal Auto Policy22%
Endorsements & Optional Coverages7%
Policy Structure & Provisions7%
Tennessee Personal Lines Law & Regulation18%
Tennessee Licensing & CE10%

How to make the Tennessee Personal Lines Insurance License exam easier

The single best predictor of passing is practicing real questions until you consistently clear the passing mark. PrepPass has 39+ free Tennessee Personal Lines Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See Tennessee Personal Lines Insurance Licensepass rate & retake rules →

Frequently asked questions

What score do you need to pass the Tennessee Personal Lines Insurance License exam?+

You need to score 70% on the Tennessee Personal Lines Insurance License exam.

How should I study for the Tennessee Personal Lines Insurance License exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the passing mark. PrepPass has 39+ free Tennessee Personal Lines Insurance License practice questions with full explanations and a timed mock exam.

Exam details verified against the official authority:

Tennessee Department of Commerce and Insurance

Last updated: August 2026

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