Chapter 2 of 1230% of exam

Arkansas Producer Licensing & Continuing Education

This chapter covers how a person becomes and stays a licensed P&C producer in Arkansas: the regulator's authority, license qualifications, appointments, and continuing education. These state rules overlay the shared national material.

The Arkansas Insurance Department and Its Authority

Arkansas's insurance regulator is the Arkansas Insurance Department, led by the Insurance Commissioner. The regulator issues, denies, suspends, and revokes licenses, adopts rules, investigates complaints, and enforces the state insurance code. A common exam point is knowing that this department — not the DMV, the Secretary of State, or a bank regulator — licenses insurance producers.

License Qualifications and Appointments

To sell P&C products in Arkansas, an applicant generally must be at least 18, apply, pass the state licensing exam for the property and casualty lines through the department's testing vendor, complete any required background check, and pay the fee. Holding a license lets a person act as a producer, but to represent a specific insurer that company must appoint the producer and file the appointment with the Arkansas Insurance Department. A producer may hold appointments with several insurers at once.

Continuing Education and Renewal

Resident P&C licenses renew on a set cycle, and Arkansas requires approved continuing education each period — including an ethics component — plus the renewal fee. Letting CE or renewal lapse can cause the license to expire, after which reinstatement rules and penalties may apply. Exact CE hour totals are set by the Arkansas Insurance Department; always verify the current requirement before renewing.

Keep going: the full Property & Casualty Insurance Producer guide covers every section of the exam. Property & Casualty Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →

State-specific details

State exam facts

Exam vendor
PSI
Passing score
70%
Who regulates property & casualty insurance licensing in Arkansas?

The Arkansas Insurance Department (AID) licenses property & casualty producers and contracts with PSI Services to administer the Property & Casualty producer examinations.

Does Arkansas require prelicensing education for the P&C exam?

Yes. Arkansas requires prelicensing education per line of authority, but the property & casualty hours are set separately from life & health — confirm the current P&C figure with AID before testing.

How is the Arkansas P&C exam administered?

The exam is delivered by PSI Services, with Property and Casualty sections, each requiring a 70% passing standard.

Sources: https://insurance.arkansas.gov/site/assets/files/1744/psi_exam_handbook.pdf, https://www.psiexams.com/

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