Maryland Producer Licensing & CE
The final state topic is how a person becomes and stays a licensed property and casualty producer in Maryland, including appointments and continuing education.
Getting Licensed
To sell property and casualty insurance in Maryland a producer obtains a resident producer license with the property and casualty lines of authority from the Maryland Insurance Administration. Applicants generally must complete an application, pass the state licensing examination through the administration's testing vendor, submit to a background check, and pay the required fee. Any prelicensing course-hour requirement is set by the administration; confirm the current rule before scheduling the exam.
Appointments and Renewal
A license lets a person act as a producer, but to represent a specific insurer that company must appoint the producer and file the appointment with the administration; a producer may hold appointments with several insurers at once. Licenses renew on a set cycle and require the renewal fee. Continuing education, including an ethics component, is required each renewal period; the exact hour totals are set by the administration and should be verified with the Maryland Insurance Administration before renewal.