South Carolina Producer Licensing & CE
The final state topic is how a person becomes and stays a licensed property and casualty producer in South Carolina, including appointments and continuing education.
Getting Licensed
To sell property and casualty insurance in South Carolina a producer obtains a resident producer license with the property and casualty lines of authority from the Department of Insurance. Applicants generally complete an application, pass the state licensing examination through the department's testing vendor, submit to a background check, and pay the required fee. Any prelicensing course-hour requirement is set by the SCDOI; confirm the current rule before scheduling the exam.
Appointments and Renewal
A license lets a person act as a producer, but to represent a specific insurer that company must appoint the producer, with the appointment on file with the SCDOI; a producer may hold appointments with several insurers at once. Licenses renew on a set cycle and require the renewal fee. Continuing education, including an ethics component, is required each renewal period; the exact hour totals are set by the department and should be verified with the South Carolina Department of Insurance before renewal.