South Dakota Producer Licensing & CE
The final state topic is how a person becomes and stays a licensed property and casualty producer in South Dakota, including appointments and continuing education.
Getting Licensed
To sell property and casualty insurance in South Dakota a producer obtains a resident producer license with the property and casualty lines of authority from the Division of Insurance. Applicants generally complete an application, pass the state licensing examination through Pearson VUE, submit to a background check, and pay the required fee; licensing is handled through the National Insurance Producer Registry (NIPR). Any prelicensing course-hour requirement is set by the division; confirm the current rule before scheduling the exam.
Appointments and Renewal
A license lets a person act as a producer, but to represent a specific insurer that company must appoint the producer, with the appointment on file with the Division of Insurance; a producer may hold appointments with several insurers at once. Licenses renew on a set cycle and require the renewal fee. Continuing education, including an ethics component, is required each renewal period; the exact hour totals are set by the division and should be verified with the South Dakota Division of Insurance before renewal.