Texas Producer Licensing & CE
The final state topic is how a person becomes and stays a licensed property and casualty agent in Texas, including appointments and continuing education.
Getting Licensed
To sell property and casualty insurance in Texas a person obtains a resident general lines property and casualty agent license from the Texas Department of Insurance. Applicants generally complete an application, pass the state licensing examination through the department's testing vendor, submit fingerprints for a background check, and pay the required fee. Any prelicensing requirement is set by TDI; confirm the current rule before scheduling the exam.
Appointments and Renewal
A license lets a person act as an agent, but to represent a specific insurer that company must appoint the agent, with the appointment on file with TDI; an agent may hold appointments with several insurers at once. Licenses renew on a set cycle and require the renewal fee. Continuing education, including an ethics component, is required each renewal period; the exact hour totals are set by the department and should be verified with the Texas Department of Insurance before renewal.