Accident & Health FundamentalsQuestion 2 of 716
Under the federal Affordable Care Act, a non-grandfathered group health plan must cover recommended preventive services with:
a.A separate $100 deductible
b.No cost-sharing to the in-network member
c.A flat $25 copayment per visit
d.The same coinsurance applied to specialty care
Explanation
Section 2713 of the Public Health Service Act, added by the ACA, requires non-grandfathered plans to cover certain preventive services (such as immunizations, screenings, and annual wellness visits) without imposing any deductible, copayment, or coinsurance when delivered in-network.
Law Reference: 42 U.S.C. §300gg-13 (ACA preventive services)This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)