An employee voluntarily quits her job at a private company with 60 employees. Under federal COBRA, the maximum continuation coverage period available to her is:
Explanation
Voluntary or involuntary termination (other than for gross misconduct) and reduction in hours are 'qualifying events' that entitle a covered employee to up to 18 months of COBRA continuation. The 29-month period applies only when the qualified beneficiary becomes disabled, and 36 months applies to dependent events such as death, divorce, or loss of dependent status.
Law Reference: 29 U.S.C. §1161 et seq. (COBRA)This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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