Accident & Health FundamentalsQuestion 6 of 716
Under the ACA metal-tier framework, a silver plan must cover what approximate percentage of the average enrollee's covered medical costs (its actuarial value)?
a.65%
b.70%
c.80%
d.60%
Explanation
The ACA defines four metal tiers by actuarial value: bronze at approximately 60%, silver at 70%, gold at 80%, and platinum at 90%. Catastrophic plans are separate and available only to certain enrollees.
Law Reference: 42 U.S.C. §18022 (ACA actuarial value)This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)