Accident & Health FundamentalsQuestion 9 of 716
Which of the following is NOT one of the ten Essential Health Benefits categories that an ACA-compliant individual or small group plan must cover?
a.Adult dental and vision services
b.Mental health and substance use disorder services
c.Prescription drugs
d.Maternity and newborn care
Explanation
The ten Essential Health Benefits include ambulatory services, emergency services, hospitalization, maternity/newborn care, mental health/substance use, prescription drugs, rehabilitative services, lab services, preventive/chronic disease management, and pediatric (not adult) services including dental and vision. Adult dental and vision are not required.
Law Reference: ACA – 10 Essential Health Benefits (42 U.S.C. §18022(b))This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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