Cal-COBRA differs from federal COBRA primarily because it:

a.Provides longer benefits to employees of large employers
b.Replaces federal COBRA for all California residents
c.Eliminates the employee premium contribution requirement
d.Extends continuation rights to employees of small employers with 2-19 employees

Explanation

Federal COBRA applies only to employers with 20 or more employees. Cal-COBRA fills the gap by requiring continuation coverage from California group health plans of small employers with 2 to 19 employees, generally for up to 36 months total.

Law Reference: Cal. Health & Safety Code §1366.20 et seq. (Cal-COBRA)

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