Homeowners Policy (HO)Question 103 of 474
Which homeowners form provides open-perils coverage on BOTH the dwelling AND personal property?
a.HO-5 Comprehensive Form
b.HO-3 Special Form
c.HO-2 Broad Form
d.HO-6 Condominium Form
Explanation
HO-5 is the Comprehensive form. It upgrades HO-3 by writing personal property on an open-perils basis as well, making it the broadest standard homeowners coverage available.
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Related questions on this topic
- Which homeowners form is the most commonly written policy for an owner-occupied single-family dwelling in California?
- A college student rents an apartment and wants to insure her electronics, clothing, and personal liability. Which form is appropriate?
- Which homeowners form is specifically designed for older homes where the market value is far below the replacement cost?
- Under a standard HO-3 policy, the limit for Coverage B (Other Structures) is what percentage of Coverage A (Dwelling)?
- On a standard HO-3 policy, the Coverage C (Personal Property) limit is typically set at what percentage of Coverage A?
- Coverage D on a homeowners policy primarily reimburses the insured for which of the following?
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