Homeowners InsuranceQuestion 103 of 158
Which homeowners form provides open-perils coverage on BOTH the dwelling AND personal property?
a.HO-3 Special Form
b.HO-5 Comprehensive Form
c.HO-6 Condominium Form
d.HO-2 Broad Form
Explanation
HO-5 is the Comprehensive form. It upgrades HO-3 by writing personal property on an open-perils basis as well, making it the broadest standard homeowners coverage available.
Law Reference: ISO HO-5 formPractice all 158 questions free — no signup required.
Related questions on this topic
- Which homeowners form is the most commonly written policy for an owner-occupied single-family dwelling in California?
- A college student rents an apartment and wants to insure her electronics, clothing, and personal liability. Which form is appropriate?
- Which homeowners form is specifically designed for older homes where the market value is far below the replacement cost?
- Under a standard HO-3 policy, the limit for Coverage B (Other Structures) is what percentage of Coverage A (Dwelling)?
- On a standard HO-3 policy, the Coverage C (Personal Property) limit is typically set at what percentage of Coverage A?
- Coverage D on a homeowners policy primarily reimburses the insured for which of the following?
Last reviewed: · editorial process
PrepPass Editorial Team · Verified against California Personal Lines Insurance License Exam · How we review