Homeowners InsuranceQuestion 106 of 158

Under a standard HO-3 policy, the limit for Coverage B (Other Structures) is what percentage of Coverage A (Dwelling)?

a.5%
b.20%
c.50%
d.10%

Explanation

Coverage B is set at 10% of Coverage A as additional insurance. It covers detached structures such as a shed, fence, or detached garage and does not reduce the amount available under Coverage A.

Law Reference: ISO HO form Section I

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