Homeowners Policy (HO)Question 106 of 474
Under a standard HO-3 policy, the limit for Coverage B (Other Structures) is what percentage of Coverage A (Dwelling)?
a.5%
b.20%
c.50%
d.10%
Explanation
Coverage B is set at 10% of Coverage A as additional insurance. It covers detached structures such as a shed, fence, or detached garage and does not reduce the amount available under Coverage A.
Law Reference: ISO HO form Section IThis topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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