Homeowners Policy (HO)Question 109 of 474

What is the minimum standard limit for Coverage E (Personal Liability) on a typical homeowners policy?

a.$50,000 per occurrence
b.$300,000 per occurrence
c.$100,000 per occurrence
d.$25,000 per occurrence

Explanation

The standard minimum Coverage E limit is $100,000 per occurrence. It is commonly increased to $300,000 or $500,000, and a personal umbrella policy can be added on top for higher liability exposures.

Law Reference: ISO HO form Section II

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