Homeowners InsuranceQuestion 108 of 158
Coverage D on a homeowners policy primarily reimburses the insured for which of the following?
a.Loss of the dwelling itself
b.Damage to detached structures
c.Additional living expenses while the home is uninhabitable
d.Bodily injury to a visitor
Explanation
Coverage D is the Loss of Use coverage. It pays additional living expense, fair rental value, and limited civil-authority benefits when a covered Section I loss makes the residence unfit to live in. It reimburses only the increase above the household's normal cost of living.
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